“We are writing to inform you of a security incident that may have resulted in the disclosure of your personal information.”

When a letter begins with that sentence, it probably contains very little that is good news.  The reason for this letter?  A few years back, I taught at  the local community college.  The class I was teaching was subtitled, “How you can reduce your risk of identity theft”.  Ironic?  You bet.

It was eight months before the approximately 2.5 million people who were affected received notification.  Of course they “regret any inconvenience this may cause you” and they have provided credit monitoring services, but I’m not relying on them.  I’ll follow the advice I taught students and monitor my accounts and place a fraud watch on credit files.

The FTC has published a booklet:  Taking Charge–What To Do If  Your Identity Is Stolen

http://www.consumer.ftc.gov/articles/pdf-0009-taking-charge.pdf